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Our challenge is to identify and help support 100 small entrepreneurs in the Houston area over the next five years.

Investing in and nurturing small homegrown entrepreneurs helps create wealth and economic opportunities in communities.

Our model is to connect these small business owners to innovative financial and technical resources to help them succeed, scale their businesses, and make positive impacts in their neighborhoods.

Through our partnership with KIVA, a non-profit that enables crowdfunding for 0% interest loans, up to $10,000, and a potential three year payback and we think we can help overcome the issue of low cost capital access. When we combine access to low cost capital with other resources we have the potential for Catalytic Change.

We are excited to announce that the first entrepreneur that we are working with is On The Grow a unique business located in Houston, Texas. On the Grow teaches people how to start and maintain home, school, and community gardens. The company has taught roughly 3,600+ people, mostly kids, the benefits of gardening. Our main clientele are urban schools in food deserts. Currently On the Grow is serving schools in historic Fifth Ward and other food deserts. On the Grow has steadily increased in profits each year for the 5 years it has been in operation. 

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Investing in local communities makes sense. 

Small businesses are a major economic engine.

“Established businesses with fewer than fifty employees make up almost 68% of all employer firms in the United States and are a source of local economic activity”

Access to capital can be a barrier for small business growth and profitability. Consider that:

47.5% of “firms did not seek additional financing despite needing it did so because they thought the business loan would not be approved by a lender”.

17.6% of African American entrepreneurs “rely mostly on credit cards to fund new companies or acquire existing ones”.

16.4% of all minority entrepreneurs say that their cost of capital negatively effects their profits.